Major-loss insurance rebuild GC in Boca Grande, FL ($25K+ scope). Pro GC deploys from Florida, partners with locally licensed subs. (239) 989-2430.
Hurricane Ian (Sept 2022) outer-band wind + significant storm surge — bridge-only access island was cut off post-storm; Hurricane Milton (Oct 2024) wind + tidal surge; chronic salt-air corrosion year-round; barrier-island elevated humidity drives mold in vacant seasonal homes
Building stock: Ultra-luxury single-family on Gasparilla Island, historic 1920s Gasparilla Inn cottages, gulf-front estates with pile foundations, modern impact-rated coastal construction, golf-cart-community housing, second-home dominant
Carriers we document for: Tower Hill (dominant in Lee Co coastal), Citizens Property Insurance Coastal Account, Chubb Private Client, AIG Private Client, PURE Insurance, NFIP V/VE flood zones
In Boca Grande, general construction scope under the Pro GC contract starts at the $25K insurance major-loss floor and extends through full structural reconstruction. The deliverable on a typical Boca Grande Village-area job: same contractor on the moisture-mapping intake, the IICRC-protocol mitigation, the Tower Hill-aligned Xactimate scope, and the rebuild — billed direct to your carrier, warrantied in writing. Typical scope elements: general construction, construction company, licensed general contractor, post-disaster reconstruction, insurance reconstruction contractor.
Tiny population but extreme per-job value ($2.81M Zillow ZHVI median); 90%+ second-home market; insurance-funded scope after Ian + Milton still active; bridge-access logistics premium
Hurricane Ian (2022 — outer eyewall, major surge), Hurricane Milton (2024), Hurricane Charley (2004 — eye crossed nearby), Hurricane Irma (2017)
Why this matters for your general construction claim: insurance carriers in Boca Grande are accustomed to documentation tied to these named events. Pro GC's intake protocol references the relevant storm in your claim file when the timeline supports it, which speeds adjuster approval and reduces the supplement cycle.
General Construction in Boca Grande isn't a one-template job. Boca Bay construction tends toward ultra-luxury single-family on gasparilla island, while Banyan Street carry historic 1920s gasparilla inn cottages. Pro GC's scope at each address starts with envelope diagnosis and the failure mode the Hurricane Ian event timeline implies — not a flat per-square-foot estimate generated off a ZIP code.
The hard part of a general construction claim in Boca Grande isn't the work — it's permit sequencing and inspection scheduling. Tower Hill sets the documentation standard on this coast, and we file against it: NOAA wind speed timeline at the nearest observation point, photo set keyed to the Hurricane Ian 2022 ground-truth, and a full-scope general contracting from foundation through final finish, billed under one license and one project manager breakout written in line items that match the carrier's Xactimate template rather than generic 'storm damage' shorthand.
On the licensing side: Florida Certified General Contractor (CGC), Florida licensed Mold Remediator (MRSR/MRSA), IICRC S500/S520 certified, EPA Lead-Safe RRP. Boca Grande sits inside Florida Department of Business and Professional Regulation (DBPR)'s jurisdiction, and the Florida Building Code 2023 wind-zone requirements (impact-rated glazing or shuttering) hits projects within a defined setback. Pro GC's permit-of-record workflow accounts for both — the licensed local partner carries the permit, and we run the scope, materials, and crew under our Florida CGC.
Most Boca Grande general construction re-do calls trace to one root cause: subcontractor coordination gaps that stall finish-out phases. Pro GC's scope discipline (FBC + local code) eliminates that failure mode at the diagnosis stage. Our Boca Grande books carry referrals from Tower Hill adjusters who've watched our supplement requests stay tight and our certificates of completion match the original scope.
Hurricane Ian — September 28, 2022. Cat 4 at landfall (Cayo Costa, ~12 miles south), 150 mph sustained / 155 mph gusts at landfall, surge of 10-15 ft on Gasparilla Island's gulf side. the Port Boca Grande NOAA tide gauge recorded a peak water level of 6.6 ft above MLLW before the gauge failed. Outer eyewall passed directly over the island; the Boca Grande Causeway was structurally compromised and bridge access was suspended for 12 days, isolating residents and contractors alike.
For general construction in Boca Grande, the post-Ian permit + inspection environment is the operational reality every contractor here has to plan around. Pro GC's scope sequencing on Boca Grande jobs includes the realistic permit-to-CO timeline, the Boca Grande-specific inspection holds, and the materials lead-time the post-Ian supply-chain pattern still imposes.
Hurricane Ian — September 28, 2022. Ian's eye crossed Cayo Costa, the barrier island immediately south of Gasparilla Island, sending the eastern eyewall and the worst storm surge directly across Boca Grande. In Boca Grande, the Boca Grande Causeway took shoulder damage on both sides that forced narrow-lane single-direction crossings for weeks; the cell tower on Gasparilla Island was destroyed; First Baptist Church of Boca Grande sustained roof damage. Lee County DOT and partner agencies coordinated a hurricane-tag pass system before residents and home-watch contractors could return to the island. Condominiums along the causeway-adjacent stretch of boca grande north showed visible damage in the days after, and gasparilla island lost power for an extended period.
For Pro GC's general-construction scope, the named-storm history this town has absorbed is why the code-compliance and permit-of-record discipline matters. Pro GC operates under the FL CGC and partners with locally-licensed permit-of-record subcontractors where state licensure hasn't yet vested, so a project here doesn't stall waiting for inspections inside an unfamiliar jurisdiction.
Local coverage from the Boca Beacon and federal DHS post-storm imagery documented the impact summarized above. Sources consulted include the Boca Beacon and federal/state post-storm assessments.
If you're reading this BEFORE a storm — not after — Pro GC publishes a complete preparation guide for Boca Grande: county evacuation zones, local shelters, hardware-store sources, supplies checklist, the moment-by-moment timeline, FEMA aid info, and what to do if your insurance carrier fights your claim. It's free, no signup, no affiliate links.
Yes. Pro GC & Restoration holds a Florida Certified General Contractor (CGC) license, current insurance (general liability + workers' comp), and all required local registrations for Lee and Collier counties. License and insurance verification is provided before any contract is signed.
For Boca Grande general construction, the typical major-loss scope (the floor Pro GC takes at $25K+) lands in the $35K-$120K range depending on category, square footage affected, and whether Tower Hill approves the supplement scope on first review. GC fees in SWFL are typically 10–20% of total project cost depending on scope complexity, with most insurance-reconstruction work falling in the 15–18% range. For renovations and new construction, the GC fee is built into the project quote. Pro GC discloses the structure transparently — no hidden markup.
Florida requires a licensed contractor for any work involving structural changes, electrical, plumbing, HVAC, roofing, or permitted modifications. You can DIY paint and minor cosmetic work. For everything else, a licensed GC pulls the permits, coordinates subs, manages inspections, and warranties the work.
Pro GC manages: design coordination, permit pulls, subcontractor scheduling (electrical, plumbing, HVAC, drywall, paint, flooring, roofing), inspections, materials procurement, project timeline, change orders, and warranty. You have one phone number for the entire project instead of coordinating 8–12 trades yourself.
Yes — this is one of Pro GC's most common project types. We bill insurance carriers directly using Xactimate, document scope for the adjuster, handle scope-vs.-coverage negotiation, pull permits, and complete the full rebuild. ALE displacement coverage is documented as part of the file.
Bathroom renovation: 3–6 weeks. Kitchen renovation: 6–12 weeks. Whole-home renovation: 3–9 months. Post-hurricane full rebuild: 6–14 months depending on scope and permit timeline. Pro GC provides a written schedule with milestone dates and weekly progress updates.
In Boca Grande, mitigation typically takes 4-8 days under general construction S500/S520 protocol; restoration scope follows immediately and runs 6-14 weeks depending on rebuild complexity. Pro GC holds both phases under one GC license — no handoff gap. A general contractor (GC) manages the overall project — permitting, scheduling, coordination, quality, warranty. Subcontractors (electricians, plumbers, drywallers) are specialty trades the GC hires and supervises. You contract with the GC; the GC contracts with the subs. This protects you from coordination headaches and trade-vs-trade disputes.
Yes — Pro GC pulls all required building, electrical, plumbing, mechanical, and roofing permits for your project as part of the project scope. We coordinate with Lee County, Collier County, City of Cape Coral, and municipal building departments. You shouldn't have to interact with permitting offices.
Yes — Boca Grande is a regular Pro GC service area for major-loss insurance restoration. We work the Gasparilla Inn Historic District, Hill Tide Estates, Boca Bay, and Seawatch and understand the bridge-access logistics, high-value carrier documentation, and historic-district materials Boca Grande projects require.
Gasparilla Island is bridge-access only — material staging, crew commute, and post-storm causeway-closure planning all factor into our project schedule. Pro GC includes bridge-access logistics in Boca Grande quotes and plans around scheduled bridge maintenance windows.
Yes — Boca Grande took Ian's outer eyewall surge in 2022 and Milton wind + tidal surge in 2024. Pro GC has worked on Ian-era rebuilds across the island and continues active scope from Milton 2024 damage.
Yes — Pro GC bills Chubb Private Client, AIG Private Client Group, PURE, Cincinnati Financial Private, Tower Hill, and Citizens Coastal Account directly. Boca Grande's ultra-premium carrier mix demands more detailed documentation than standard carriers; our protocols meet those standards.
Yes — the Gasparilla Inn Historic District requires period-appropriate materials and sometimes historic preservation review for exterior work. Pro GC handles the documentation, period-appropriate material specification, and color review when required.
90%+ of Boca Grande residential inventory is second-home. Pro GC documents work with owner-portal photo updates, coordinates with property managers, and provides absentee-owner-friendly approval workflows for change orders and scope decisions.
Pro GC serves the Boca Grande zip code 33921 across Gasparilla Island, including Lee County and Charlotte County portions of the island.
28720 S Diesel Dr Unit 7
Bonita Springs, FL 34135
Open 24/7 · Emergency Dispatch