Our Work
Recent hurricane & storm damage projects.
When a named storm hits SWFL, the first 72 hours are board-up, tarp, and water mitigation. The next 6 months are insurance documentation, mold prevention, and rebuild. We handle all of it — Ian-tested, IICRC certified, two SWFL offices for fast dispatch.
Hurricane work is a sequence: secure, mitigate, dry, document, remediate, rebuild. Skip a step and your insurance claim suffers or mold takes over. We run the full sequence and document every step the way adjusters want it.
Estero saw heavy wind damage from Hurricane Ian, especially in the older Estero High School area, with significant tree damage and roof tile loss. Newer Pelican Sound / West Bay developments fared better but still have lingering insurance claim work three years later.
Our Estero crew works across the full city — from Coconut Point Mall, Miromar Outlets, Hertz Arena, FGCU (Florida Gulf Coast University), Estero High School, Estero Bay Aquatic Preserve — and we're familiar with how hurricane / storm damage scope changes between Miromar Lakes and Pelican Sound.
Estero disaster history: Hurricane Ian (2022), Hurricane Irma (2017). We were on the ground in this city for each event and know the local permitting + insurance landscape.
Estero sits inland of the Gulf, so the storm profile here isn't surge — it's wind, freshwater flooding along Estero River, and tree-driven roof punctures across the planned communities. Hurricane Ian on September 28, 2022 pushed Cat 4 winds across 33928 and 33967 and dumped enough rain to flood Williams Road and the older riverbank parcels past anyone's historical line. Hurricane Irma in 2017 did the same wind damage with less freshwater. Every Estero homeowner now understands the first 72 hours decide whether a claim pays in full or gets eroded by ongoing damage the carrier calls neglect.
We pre-stage 6-mil reinforced tarps, 5/8-inch CDX board-up panels, and shrink-wrap at the Bonita-Estero staging point before any named storm makes landfall. Once wind drops below safe-work threshold, dispatch runs by structural-risk severity, not call order. A peeled tile roof in Belle Lago gets covered before a broken sliding-door panel in Coconut Point, period. We document pre-existing roof condition with drone photography before tarp goes on — adjusters from Citizens, Tower Hill, and Florida Peninsula will ask, and the file needs the answer. Tile roofs in particular get inspected for underlayment damage before the tarp seals against the deck.
A home on Williams Road or along the older Estero River bank with freshwater intrusion is a different first 24 hours than a Pelican Sound home with roof-only damage. Freshwater intrusion is S500 Category 1 for the first 24-48 hours, then Category 2 from substrate contact and any sewage-system backflow during the storm. We cut drywall to a documented inspection height, pull saturated insulation and engineered-wood subfloor where wet, and stand up dehus before mold pressure builds. Inland communities like Miromar Lakes and Grandezza usually get a dry-out plus targeted roof repair. We don't run the same scope on both because the carriers don't pay the same scope on both.
A lot of Estero homeowners don't realize they sit in NFIP-mapped flood zones — Zone X with the LOMR, AE along the river, even AH in pockets near Estero River's older meander. After a federally declared disaster, an Estero claim may run a Citizens HO-3, an NFIP flood claim, and a FEMA Individual Assistance application simultaneously. Each wants different documentation. We produce a single damage assessment package — geotagged photos, room-by-room moisture logs, depth-of-flood markers, an Xactimate-compatible scope — that satisfies all three and meets NFIP's 60-day Proof of Loss deadline.
The crew that worked Estero through Ian still works Estero. We know which streets near Estero High School flooded that the FIRM map didn't predict, which Miromar Lakes phases need ARB approval before any structural rebuild, and which carriers will fight the supplemental claim 18 months later. When the next storm forms in the Caribbean, dispatch is rolling before the cone narrows. That is the only response posture that protects an Estero homeowner.
First 48 hours: roof tarp, window board-up, debris removal, water mitigation start. Property secured against rain and intrusion.
Structural drying, moisture mapping, daily photo logs, equipment counts, content inventory. Everything an insurance adjuster needs.
Roof, drywall, paint, stucco, flooring, fixtures. Hurricane-code compliant rebuilds. Same crew that mitigated does the rebuild.
For Estero homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Estero hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Estero homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Estero hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Estero homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Estero hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Estero homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Estero hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Estero homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Estero hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
Our Estero hurricane / storm damage crew dispatches across the full city — from Miromar Lakes, Pelican Sound, West Bay Club, Grandezza, Stoneybrook, Corkscrew Shores, Estero Place, Wildcat Run, Bella Terra, Rookery Pointe, covering ZIP codes 33928, 33967, 34134, 34135. Storm damage scope varies street by street in Estero — our local crew knows which neighborhoods need which response first.
Estero insurance carriers we work with: Citizens, premium carriers in Miromar/West Bay; HOA carriers for exterior. We bill direct on most claims and document to adjuster standards from the first call.
Same crew, same standards — we cover the surrounding cities too:
Hurricane Ian's path took the eyewall directly over Estero on September 28, 2022, producing sustained winds in the 110-130 mph range across the Coconut Point and Miromar Outlets corridor. Inland locations don't see the surge that crushed Fort Myers Beach, but freshwater flooding from the Estero River and Spring Creek backed up older neighborhoods near Williams Road, while wind-driven debris damaged roofs across all 33928 and 33967 ZIP codes. Inland Estero claims split roughly 70% wind, 30% freshwater intrusion. That split matters because wind is covered under your HO-3 hurricane deductible, while freshwater requires NFIP.
For named storm response in Estero we deploy inland crews within 24-48 hours of road clearance, prioritizing active water intrusion over cosmetic damage. Inland 33928 typically clears faster than coastal Lee County because Corkscrew Road and US-41 reopen before the barrier-island access points. We use 6-mil reinforced poly tarps fastened with 1x4 batten boards and roofing nails on a 12-inch pattern, sealed at the ridge with butyl tape. A standard tarp covers up to 1,500 sqft and holds 30-90 days, long enough for permanent re-roof scheduling. Document with date-stamped photos before and after for your claim.
Both, potentially, but for different damages. Your homeowners (Citizens or private HO-3) covers wind damage and wind-driven rain that entered through a wind-created opening. NFIP covers rising surface water from the Estero River or Spring Creek regardless of wind cause. For an Estero home that took both a roof breach and ground-level freshwater, you'll file parallel claims and the adjusters coordinate which damages fall under which policy. Keep documentation separate: wind damages photographed above the high-water line, flood damages below. We provide split Xactimate scopes formatted for each carrier.
Tarp is for roof and skylight breaches where you're sealing against rain. Board-up is for window, door, and wall openings where you're sealing against intrusion (animals, looting, secondary weather). For Estero homes near the Hertz Arena and Miromar Outlets corridors we recommend board-up on any opening larger than 12 square feet using 5/8-inch OSB or 3/4-inch plywood, screwed to studs with 3-inch deck screws every 12 inches. Tape and label utility shutoffs visibly. Insurance covers reasonable emergency mitigation under your duty-to-protect clause, so save all receipts and document with timestamps.
On a $500,000 dwelling, a 5% named-storm deductible means $25,000 out of pocket before your carrier pays anything. For minor losses (a few damaged soffits, one window) it often makes no financial sense to file because the deductible exceeds the damage. For larger Estero claims, file. We help homeowners decide by producing a preliminary Xactimate scope before claim submission, so you know whether you're looking at $15K (don't file) versus $80K (definitely file). Florida law also gives you three years from landfall to file a hurricane claim under SB 76, so there's no need to rush a borderline case.
Free estimate. No pressure. Insurance billing handled. Call our Bonita Springs line and we'll have a project manager in Estero fast.
28720 S Diesel Dr Unit 7
Bonita Springs, FL 34135
Open 24/7 · Emergency Dispatch