Major-loss insurance hurricane restoration in Sea Island, GA ($25K+ scope). Pro GC deploys from Florida + partners with local subs. 24/7 emergency. (239) 989-2430.
Hurricane Matthew (Oct 2016) eyewall passage near Sea Island — significant wind + surge, Hurricane Irma (Sept 2017) wind + Saint Simons Sound surge, Hurricane Dorian (Sept 2019) offshore but major beach erosion; chronic Atlantic salt-air corrosion on Mediterranean tabby + stucco
Building stock: Ultra-luxury private-island SFH in Mediterranean / Spanish Revival vernacular (Addison Mizner 1928 architectural legacy), tabby-concrete construction with arches and clay tile, The Cloister resort housing, heavy second-home (75%+), pile-elevated where required by flood zone
Carriers we document for: Chubb Private Client (heavy concentration), AIG Private Client Group, Cincinnati Financial Private, PURE Insurance, GA Underwriting Association (Wind/Hail Plan for coastal) — most barrier-island GA homes carry wind plan coverage separately
Pro GC is licensed in Florida as a Certified General Contractor (CGC). For projects in Georgia, Pro GC has filed for direct GA Residential-Light Commercial Contractor License licensure with the Georgia State Licensing Board for Residential and General Contractors; pending issuance, Pro GC operates via locally-licensed Georgia general contractor partnership as permit-of-record on major-loss insurance projects ($25K+ scope). Our FL crews deploy under the partner's permit and our combined project documentation satisfies homeowner-policy claim requirements. The state threshold requiring a GA Residential-Light Commercial Contractor License is $2,500+ residential, which Pro GC's $25K+ major-loss project floor exceeds.
Hurricane / Storm Damage Response scope written for Sea Island addresses runs the full life of the claim: emergency mitigation, structural drying, antimicrobial scope where indicated, full reconstruction, and final certificate of completion. Pro GC carries it all under one contract because the alternative — three vendors and three handoffs — is where most Georgia claims lose time and money. Typical scope elements: storm damage repair, storm damage restoration, hurricane damage restoration, emergency storm response, emergency board up.
Median home value $3.58M; private-island ultra-premium with Mizner architectural legacy; Mediterranean / Spanish Revival tabby + stucco restoration is a true niche (very few SE GCs work this vernacular); heavy second-home + private-club coordination
Hurricane Matthew (2016 — eyewall), Hurricane Irma (2017), Hurricane Dorian (2019), Hurricane Idalia (2023) outer effects
Why this matters for your hurricane / storm damage response claim: insurance carriers in Sea Island are accustomed to documentation tied to these named events. Pro GC's intake protocol references the relevant storm in your claim file when the timeline supports it, which speeds adjuster approval and reduces the supplement cycle.
Pro GC's hurricane and storm damage response crews working Sea Island address the neighborhoods individually. Sea Island Beach Club (ultra-luxury private-island sfh in mediterranean / spanish revival vernacular (addison mizner 1928 architectural legacy)) reacts to wind and water load differently from Sea Island Cottages historic district, and our scope reflects that. We've put hands on similar structures during the Hurricane Matthew 2016 aftermath and know where the envelope tends to give up first.
The hard part of a hurricane and storm damage response claim in Sea Island isn't the work — it's hurricane-deductible carrier filing. Chubb Private Client sets the documentation standard on this coast, and we file against it: NOAA wind speed timeline at the nearest observation point, photo set keyed to the Hurricane Matthew 2016 ground-truth, and a roof tarping, exterior envelope stabilization, water intrusion mitigation, debris removal, and full structural rebuild under the named-storm claim breakout written in line items that match the carrier's Xactimate template rather than generic 'storm damage' shorthand.
Georgia licensing is a real factor on Sea Island hurricane and storm damage response jobs, and we don't paper over it. GA Residential Light Commercial Contractor License (RLCO) — pending issuance, Pro GC operates via locally-licensed subcontractor partnership as permit-of-record. We coordinate with Georgia State Licensing Board for Residential and General Contractors and GA DNR Coastal Resources and pull permits through the locally-licensed partner who carries the permit-of-record on each job. The Shore Protection Act jurisdiction and Georgia DNR Coastal Resources Division permits within the dynamic dune field adds a layer most non-coastal restoration brands aren't tooled for; we are.
Most Sea Island hurricane and storm damage response re-do calls trace to one root cause: tarping windows getting blown off within 72 hours when contractors use the wrong staple pattern. Pro GC's scope discipline (IICRC S500/S520) eliminates that failure mode at the diagnosis stage. Our Sea Island books carry referrals from Chubb Private Client adjusters who've watched our supplement requests stay tight and our certificates of completion match the original scope.
Hurricane Matthew — October 7-8, 2016. Cat 2 offshore as it paralleled Georgia coast, 95-105 mph sustained offshore, 75-85 mph on Sea Island, surge of 5-9 ft on Sea Island's Atlantic frontage. Fort Pulaski NOAA gauge recorded 12.5 ft above MLLW; Sea Island recorded sustained Cat-1 to Cat-2 conditions for 8+ hours. Matthew was the first major hurricane impact on Sea Island in modern living memory; The Cloister and the cottage colony took significant water + wind damage. The 2016 Matthew claims established the modern documentation standard for Sea Island estate restoration and the relationship with the Sea Island Company on contractor coordination.
From the hurricane-response angle, Matthew demonstrated that Sea Island scope demands a different mobilization sequence than mainland inland response. Pro GC's hurricane and storm damage response protocol pre-stages tarping materials, drying equipment, and mitigation crews ahead of named-storm landfall when the cone has Sea Island in the 72-hour window — the post-Matthew model.
Hurricane Matthew — October 8, 2016. Matthew tracked roughly 50 miles offshore of the Georgia coast on October 8, 2016, but its expanded wind field pushed Category 2 wind gusts across the barrier islands and produced record tide at Fort Pulaski just north. In Sea Island, the F.J. Torras Causeway — the only way on or off the St. Simons / Sea Island complex — remained closed for days post-storm, with law officers turning away anxious residents; the surge stacked on top of an already-high astronomical tide drove flooding well inland of the dune line. Governor Nathan Deal had ordered mandatory evacuation for every part of Georgia east of I-95 and the Georgia DPS reversed the eastbound lanes on a portion of I-16 to move people inland. Matthew's storm tide set a new record at Ft. Pulaski of 12.57 ft MLLW — nearly 8 feet of surge — occurring two hours after high tide; the offshore-eye event pattern means barrier-island scope tends to concentrate in roof, fascia, soffit, and tree-related wind damage rather than surge-and-debris loss.
For Pro GC's hurricane-storm-damage-response scope, this is the case study. Pro GC operates under FL CGC license #CGC1521647, builds wind-vs-flood peril splits at the line-item level for the carrier and NFIP files, and pre-positions crews on named-storm warning rather than waiting for landfall. The named-storm reality this town has lived through is what our protocols are written for.
The Brunswick News, Savannah Morning News, NHC Matthew tropical cyclone report, and Georgia DPS post-storm records documented the impact summarized above. Sources consulted include the The Brunswick News and Savannah Morning News and federal/state post-storm assessments.
If you're reading this BEFORE a storm — not after — Pro GC publishes a complete preparation guide for Sea Island: county evacuation zones, local shelters, hardware-store sources, supplies checklist, the moment-by-moment timeline, FEMA aid info, and what to do if your insurance carrier fights your claim. It's free, no signup, no affiliate links.
For Sea Island, the canonical reference event is Hurricane Matthew (October 8, 2016). Matthew tracked roughly 50 miles offshore of the Georgia coast on October 8, 2016, but its expanded wind field pushed Category 2 wind gusts across the barrier islands and produced record tide at Fort Pulaski just north. The damage profile that Hurricane Matthew produced in Sea Island - the F.J. Torras Causeway — the only way on or off the St. Simons / Sea Island complex — remained closed for days post-storm, with law officers turning away anxious residents; the surge stacked on top of an already-high astronomical tide drove flooding well inland of the dune line - maps directly to the six failure modes below, ordered by typical Sea Island storm scope. Coverage answers reference Georgia FAIR Plan (for high-risk coastal), State Farm, Allstate, USAA, NFIP for flood; Chubb Private Client + AIG Private Client + PURE Insurance dominate the Sea Island Cloister cottage and Ocean Forest market; Georgia FAIR Plan handles wind for properties that fall outside private-carrier appetite.
Horizontal water entry through wind-created openings soaks interior cavities without visible exterior breach. Thermal imaging + cavity-by-cavity moisture mapping + insulation removal + 5-10 day dry-out cycle. Water Damage Restoration (wind-driven rain scope) in Sea Island →
Emergency tarping over the impact point + immediate water mitigation underneath, separate licensed arborist tree-removal scope, then structural inspection - often sister-rafter reinforcement or truss replacement. General Construction (impact rebuild scope) in Sea Island →
Wind uplift strips shingles, exposes decking, and lets the next rain in. Pro GC's first-72-hour scope is emergency tarping followed by underlayment + decking inspection and full re-shingle if the warranty matters. General Construction (roof rebuild scope) in Sea Island →
Stripped fascia + soffit exposes the attic to wind-driven rain; gable-end shear compromises the roof-to-wall connection. Day-1 re-attachment to close the envelope, then siding + structural-connection inspection on the rebuild phase. General Construction (structural rebuild scope) in Sea Island →
Surge water requires Category 3 (black water) protocol per IICRC S500: 4-foot demo of all porous materials above the high-water line, antimicrobial treatment, structural drying with LGR dehumidifiers, third-party clearance. Water Damage Restoration (full surge protocol) in Sea Island →
24-48 hour window between water intrusion and first colony growth. IICRC S520 Condition 1/2/3 classification at intake, negative-air HEPA containment, antimicrobial treatment, third-party clearance air sampling. Mold Remediation (full S520 protocol) in Sea Island →
Insurance coverage varies by policy, endorsement, and carrier. Pro GC's role is to scope and document the loss correctly - the carrier's adjuster determines coverage. If your claim is denied or underpaid, the state insurance department maintains a public-adjuster licensee directory and consumer-complaint process at no cost.
Pro GC's emergency response begins the moment local authorities clear roads. Standard target is on-site within 4–12 hours post-storm depending on access conditions and call volume. We pre-position crews and materials before forecasted impact for SWFL hurricanes. 24/7 dispatch line: (239) 989-2430.
Yes — emergency board-up is one of our most-requested post-storm services. We board up broken windows, damaged doors, and breached walls to secure the property from rain, wildlife, and theft. Board-up is documented for your insurance carrier as a mitigation expense (covered under standard policies' 'reasonable repairs to prevent further loss').
Roof tarping covers storm-damaged sections of roof to stop ongoing water intrusion until permanent roof repair is possible. We use FEMA-grade tarps (the 'blue tarp' you see post-storm), properly secured with battens and weather sealing — designed to last 30–90 days. Pro GC documents tarping for insurance as required emergency mitigation.
For larger damaged roof sections or where standard tarping won't seal properly, we use heat-shrink-wrap roofing — a more durable, water-tight emergency cover that can last 6–12 months while waiting for permanent re-roof scheduling. More expensive than blue tarp but far more reliable in repeated rain.
Water diversion is engineered redirection of water flow away from compromised structures: temporary roof channels, tarped diversion gutters, sandbag berms, pump systems for standing water, and emergency drainage. Pro GC's storm crews include water-diversion specialists for both residential and commercial scope.
Wind damage from hurricanes is typically covered by standard homeowners insurance, subject to the named-storm or wind/hail deductible (often 2–5% of dwelling coverage, not the standard flat deductible). Storm-surge flooding is NOT covered by homeowners — that requires NFIP flood insurance. Pro GC documents the cause of each damage element to support proper claim filing.
Yes. Pro GC handles commercial hurricane response — office buildings, retail, restaurants, hotels, condo associations, churches, medical buildings. Commercial scope often includes scaled board-up, large-format tarping, water extraction, business continuity coordination, and direct billing to commercial carriers.
Yes. Post-hurricane work in condos requires coordination between unit-owner coverage and master-policy coverage (HOA carrier). Pro GC works with both, documents the split, and coordinates with property managers and association boards on common-area access and shared-system restoration.
Pro GC is licensed in Florida as a Certified General Contractor (CGC). For GA residential and light-commercial work over $2,500, GA requires a Residential-Light Commercial Contractor License through the GA State Licensing Board for Residential and General Contractors. For Sea Island major-loss restoration, Pro GC engages locally licensed GA Residential-Light Commercial Contractor subcontractors as permit-of-record and deploys our FL crew for scope execution.
Pro GC's SW Florida base has handled Ian 2022 Cat 4, Charley 2004 Cat 4, Helene + Milton 2024 — multiple recent Cat 4-class events. Sea Island took Matthew's 2016 eyewall passage + Irma 2017. Pro GC's catastrophic-loss experience matches Sea Island's major-storm benchmark requirements, and our Mediterranean / Spanish Revival stucco + tile experience in SW FL (Old Naples, Marco Island) directly translates to Sea Island's Addison Mizner vernacular.
Yes — Pro GC bills Chubb Private Client (heavy Sea Island concentration), AIG Private Client Group, Cincinnati Financial Private, PURE Insurance, and the GA Underwriting Association (Wind/Hail Plan) that most barrier-island GA homes carry separately. Documentation uses Xactimate and meets ultra-premium private-client carrier standards.
Pro GC mobilizes deployed crews for major-loss insurance restoration of $25,000+ project scope. Free assessment for any storm damage; smaller scope referred to vetted local Glynn County / Golden Isles GCs.
Sea Island's dominant architecture is Spanish / Mediterranean Revival in tabby concrete with arches, clay tile roofs, and ornamental stucco — the Addison Mizner 1928 legacy preserved when The Cloister was rebuilt in 2006 (Spanish Lounge faithfully restored). Pro GC's SW FL stucco + tile + Mediterranean Revival experience directly applies; we work this vernacular daily on Old Naples and Marco Island.
Matthew (2016) eyewall passage near Sea Island caused major wind + surge damage — the defining recent storm event. Irma (2017) wind + Saint Simons Sound surge, Dorian (2019) offshore but major beach erosion. Pro GC's deployed-crew experience covers comparable Atlantic-side barrier-island storm scope.
Yes — Pro GC's Sea Island service area covers The Cloister area, Sea Island Drive, Black Banks River corridor, Ocean Forest, Sea Island Beach Club, Rainbow Island, North End, South End, and the Sea Island Cottages historic district.
28720 S Diesel Dr Unit 7
Bonita Springs, FL 34135
Open 24/7 · Emergency Dispatch