When a named storm hits SWFL, the first 72 hours are board-up, tarp, and water mitigation. The next 6 months are insurance documentation, mold prevention, and rebuild. We handle all of it — Ian-tested, IICRC certified, two SWFL offices for fast dispatch.
Hurricane work is a sequence: secure, mitigate, dry, document, remediate, rebuild. Skip a step and your insurance claim suffers or mold takes over. We run the full sequence and document every step the way adjusters want it.
Marco Island took heavy surge from Irma in 2017 and Ian in 2022. Beachfront homes and ground-floor condo units in waterfront towers have cumulative multi-storm damage. Our Marco hurricane work involves documentation untangling which damage came from which storm.
Our Marco Island crew works across the full city — from Tigertail Beach, Marco Island Historical Museum, Cape Romano Dome House (offshore), JW Marriott Marco Beach Resort, Hideaway Beach Club — and we're familiar with how hurricane / storm damage scope changes between Old Marco and Hideaway Beach.
Marco Island disaster history: Hurricane Ian (2022), Hurricane Irma (2017 — eye passed near here), Hurricane Wilma (2005). We were on the ground in this city for each event and know the local permitting + insurance landscape.
Marco Island has been hit hard three times in the last twenty years — Wilma in 2005, Irma's eye passing near in September 2017, and Ian's significant surge in 2022. The island's elevation (most habitable grade between 4 and 8 ft above mean sea level) and its V-zone and AE-zone designations under FEMA flood mapping mean every named storm produces both wind and water claims on the same parcel. The first 72 hours after landfall decide whether those claims pay in full or get reduced for ongoing damage.
We pre-stage shrink-wrap, 6-mil reinforced tarps, and 5/8-inch CDX board-up panels at the staging yard before any named storm makes landfall. When the Collier County Sheriff lifts the bridge closure and the wind drops below safe-work threshold, dispatch runs by structural-risk severity — a peeled roof on Bald Eagle Drive gets covered before a broken window in a Hideaway Beach single-family, period. For absentee owners, we coordinate with the property manager or HOA office for entry; we document pre-existing roof condition with drone photography before the tarp goes on so the carrier sees what was there before the wind got to it.
First-floor units along Collier Boulevard, Hideaway Beach Drive, and the Old Marco bayfront sit in FEMA VE flood zones — surge zones with wave action. After a federally declared disaster, a Marco homeowner may have a Citizens HO-3 wind claim, an NFIP flood claim, and a FEMA Individual Assistance application running at once. We produce one documentation package: geotagged photos, room-by-room moisture logs, depth-of-flood markers tied to the VE/AE designation, and an Xactimate-compatible scope. That single package satisfies all three filings and gets submitted to NFIP's Proof of Loss within the 60-day federal deadline.
A blown-out impact window on the 20th floor of a Cape Marco or South Beach tower is a different scope than a peeled roof on a single-family. Wind drives rain into the unit, the unit below catches the runoff, and the HOA needs the corridor sealed to maintain envelope integrity for the rest of the column. We board the opening from the inside with 5/8-inch CDX bonded to the frame, set negative-air containment to keep wet insulation odor from migrating through the corridor, and coordinate the master-policy adjuster with the unit-owner HO-6 adjuster before any rebuild starts. Absentee-owner files get a written daily update.
The crew that ran Marco Island through Ian still runs Marco Island. We know which streets in Hideaway Beach flooded that the maps didn't predict, which condo associations require pre-storm board-up authorization on file, and which carriers will fight a supplemental claim two years out. When the next storm forms in the Gulf, dispatch is already organizing before the cone narrows on Marco.
First 48 hours: roof tarp, window board-up, debris removal, water mitigation start. Property secured against rain and intrusion.
Structural drying, moisture mapping, daily photo logs, equipment counts, content inventory. Everything an insurance adjuster needs.
Roof, drywall, paint, stucco, flooring, fixtures. Hurricane-code compliant rebuilds. Same crew that mitigated does the rebuild.
For Marco Island homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Marco Island hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Marco Island homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Marco Island hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Marco Island homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Marco Island hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Marco Island homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Marco Island hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Marco Island homeowners, the answer depends on the specific scope — call us at (239) 989-2430 for a same-day estimate. Our Marco Island hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
Our Marco Island hurricane / storm damage crew dispatches across the full city — from Old Marco, Hideaway Beach, Marco Beach, Tigertail Beach, Estates, Smokehouse Bay, South Beach, Caxambas, covering ZIP codes 34145. Storm damage scope varies street by street in Marco Island — our local crew knows which neighborhoods need which response first.
Marco Island insurance carriers we work with: Citizens Coastal Account VE/V zones, high-value carriers, NFIP. We bill direct on most claims and document to adjuster standards from the first call.
Same crew, same standards — we cover the surrounding cities too:
All services in Marco Island →Recent storm history: Hurricane Irma (2017 — Cat 3 direct landfall), Hurricane Ian (2022 — eyewall), Hurricane Milton (2024), Hurricane Wilma (2005)
Why 2026 matters: 2024 brought Helene + Milton in 5 weeks, dropping fresh damage onto homes still finishing Ian-era supplements. NOAA's 2026 outlook (released March 2026) keeps the Atlantic basin in above-normal territory. Hurricane Irma (2017 — Cat 3 landfall here), Hurricane Ian (2022 eyewall), Hurricane Milton (2024); chronic barrier-island salt + humidity + canal-side moisture
Pro GC's 2026 pre-storm protocol for Marco Island: pre-positioned equipment in Lee County staging 48 hours before forecasted landfall, crew rotation locked in for first 72 hours post-clearance, supplemental claim documentation for any remaining Ian + Milton + Helene scope that hasn't closed.
📞 Get on the priority list — (239) 989-2430Marco Island's barrier-island geography puts most of the island in FEMA V or AE zones, and Ian (2022) delivered surge well above design elevation on the south end. Our triage on a surge-impacted home starts with safe-entry assessment — power off at the meter, gas isolated, structural walkthrough for foundation displacement or wall racking. We then document everything photographically before touching anything, because NFIP claims live or die on pre-mitigation evidence. Mitigation follows: water extraction, contents pack-out, removal of saturated drywall to 24" above high-water line, treatment of framing, and dry-out. We sequence to preserve evidence of high-water marks for the adjuster.
Window blowouts in Marco Island high-rises along Collier Boulevard create rapid interior damage from wind-driven rain and pressure differential that pushes water deep into wall cavities. Our immediate response is temporary glazing or 3/4" plywood with through-bolted clips meeting the building's hurricane standards — most associations require licensed installers and engineer-signed details. We then extract standing water, pull baseboards and lower drywall, and set drying. Coordination with the HOA matters because window replacement on most Marco Island towers is a common-element responsibility, but interior damage from the breach is the unit owner's claim. We document the line between the two clearly.
Marco Island enforces FEMA's substantial-damage rule strictly because most of the island is in Special Flood Hazard Areas. If repair costs equal or exceed 50% of the structure's pre-loss market value (land excluded), the structure must be brought into full compliance with current floodplain regulations — usually meaning elevation above Base Flood Elevation plus freeboard, V-zone construction standards, and current wind code. We work with the city's floodplain administrator early in the scoping process. Cumulative substantial damage also counts — multiple smaller events that add to 50% over time trigger the same requirement. Getting this assessment right at the start prevents permit refusals mid-rebuild.
Most of our hurricane response on Marco Island is for absentee owners — second-home and vacation-home owners watching from out of state. We hold signed pre-storm authorizations on file for repeat clients so we can enter, document, board up, tarp, and begin mitigation without delay. We provide a same-day photo and video walkthrough to the owner and their carrier, a written initial scope within 48 hours, and daily progress documentation. Coordination with the gate at Hideaway Beach Club or other access-controlled communities is handled in advance. NFIP and Citizens both accept our digital documentation packages — turnaround on initial claim filing is typically under 72 hours.
Almost every Marco Island hurricane claim is actually two claims — wind through Citizens or a private carrier, and flood/surge through NFIP. The line is causation: water that arrived from above (rain through a wind-breached roof or window) is generally wind; water that arrived from below (storm surge, rising water) is flood. After Ian, dual-claim sequencing was the most expensive mistake we saw owners make. NFIP requires materials-out documentation on a strict schedule, and wind carriers want their own scope before demolition. We document both perspectives simultaneously and provide separate Xactimate estimates aligned to each policy's coverage triggers.
Pro GC's 2026 protocol for Marco Island: pre-storm equipment staging in Lee County 48 hours before high-confidence landfall, dedicated crew rotation reserved for the first 72 hours post-clearance, and supplemental claim documentation for any Ian, Milton, or Helene scope still open. Existing Marco Island clients and active project sites get first-response notification.
Yes — Marco Island has active supplemental scope from all three named events. Carriers including Citizens Coastal Account, Tower Hill, Chubb Private Client, and AIG Private Client are still accepting Ian-era supplements where new damage emerged (re-discovered moisture, secondary mold, settling-related stucco cracks). Pro GC's documentation includes original Ian scope dates referenced for proper claim sequencing.
Document your home's current condition with date-stamped exterior photos (every elevation), interior room-by-room photos, and a written inventory of recent improvements. Confirm your wind/hail deductible percentage, your named-storm vs hurricane deductible language, and whether you carry NFIP flood coverage. Pro GC offers free 2026 pre-season home assessments for Marco Island clients — call (239) 989-2430.
Free estimate. No pressure. Insurance billing handled. Call our Bonita Springs line and we'll have a project manager in Marco Island fast.
28720 S Diesel Dr Unit 7
Bonita Springs, FL 34135
Open 24/7 · Emergency Dispatch