Major-loss insurance rebuild GC in Figure Eight Island, NC ($25K+ scope). Pro GC deploys from Florida, partners with locally licensed subs. (239) 989-2430.
Hurricane Florence (2018) direct impact during Wrightsville Beach landfall, Hurricane Isaias (2020) Cat 1, Hurricane Dorian (2019) outer; chronic ocean-side erosion + Atlantic salt corrosion; bridge-access requires planning around bridge inspection / closure windows
Building stock: Ultra-luxury pile-elevated SFH (only ~475 homes total), private gated barrier island with single guarded swing-bridge access, impact-rated coastal construction throughout, heavy second-home (80%+), high-end marine-grade construction, no commercial development on island
Carriers we document for: Chubb Private Client (heavy concentration), AIG Private Client Group, Cincinnati Financial Private, PURE Insurance, NC Farm Bureau, NC Joint Underwriting Association Beach Plan
Pro GC is licensed in Florida as a Certified General Contractor (CGC). For projects in North Carolina, Pro GC has filed for direct North Carolina General Contractor License licensure with the NC Licensing Board for General Contractors (NCLBGC); pending issuance, Pro GC operates via locally-licensed North Carolina general contractor partnership as permit-of-record on major-loss insurance projects ($25K+ scope). Our FL crews deploy under the partner's permit and our combined project documentation satisfies homeowner-policy claim requirements. The state threshold requiring a North Carolina General Contractor License is $30,000+, which Pro GC's $25K+ major-loss project floor exceeds.
In Figure Eight Island, general construction scope under the Pro GC contract starts at the $25K insurance major-loss floor and extends through full structural reconstruction. The deliverable on a typical Beach Road North-area job: same contractor on the moisture-mapping intake, the IICRC-protocol mitigation, the Chubb Private Client-aligned Xactimate scope, and the rebuild — billed direct to your carrier, warrantied in writing. Typical scope elements: general construction, construction company, licensed general contractor, post-disaster reconstruction, insurance reconstruction contractor.
Median home value $6M+; private-island access creates extreme logistics niche; ultra-premium private-client carriers demand most detailed documentation; absentee-owner coordination paramount
Hurricane Florence (2018), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Matthew (2016)
Why this matters for your general construction claim: insurance carriers in Figure Eight Island are accustomed to documentation tied to these named events. Pro GC's intake protocol references the relevant storm in your claim file when the timeline supports it, which speeds adjuster approval and reduces the supplement cycle.
Pro GC's general construction crews working Figure Eight Island address the neighborhoods individually. Beach Road South (ultra-luxury pile-elevated sfh (only ~475 homes total)) reacts to wind and water load differently from Sea Watch, and our scope reflects that. We've put hands on similar structures during the Hurricane Florence 2018 aftermath and know where the envelope tends to give up first.
The hard part of a general construction claim in Figure Eight Island isn't the work — it's permit sequencing and inspection scheduling. Chubb Private Client sets the documentation standard on this coast, and we file against it: NOAA wind speed timeline at the nearest observation point, photo set keyed to the Hurricane Florence 2018 ground-truth, and a full-scope general contracting from foundation through final finish, billed under one license and one project manager breakout written in line items that match the carrier's Xactimate template rather than generic 'storm damage' shorthand.
On the licensing side: NC General Contractor License (NCLBGC) — pending issuance, Pro GC operates via locally-licensed subcontractor partnership as permit-of-record. Figure Eight Island sits inside NC Licensing Board for General Contractors and the NC Division of Coastal Management's jurisdiction, and the CAMA (Coastal Area Management Act) permits required for projects within the AEC (Areas of Environmental Concern) — typically within 75 feet of the shoreline hits projects within a defined setback. Pro GC's permit-of-record workflow accounts for both — the licensed local partner carries the permit, and we run the scope, materials, and crew under our Florida CGC.
Most Figure Eight Island general construction re-do calls trace to one root cause: subcontractor coordination gaps that stall finish-out phases. Pro GC's scope discipline (FBC + local code) eliminates that failure mode at the diagnosis stage. Our Figure Eight Island books carry referrals from Chubb Private Client adjusters who've watched our supplement requests stay tight and our certificates of completion match the original scope.
Hurricane Florence — September 14, 2018. Cat 1 at nearby Wrightsville Beach landfall (~8 miles south), 90 mph sustained close to the island, surge of 7-11 ft on Figure Eight's exposed Atlantic frontage. the New Hanover County and Pender County boundary saw the highest combined surge + rainfall totals of any North Carolina coastline during Florence. Figure Eight Island took the eastern eyewall directly; the private bridge access meant restoration materials had to coordinate through the security gate and the limited staging area added scope-management complexity. Most island estates carried Chubb, AIG, or PURE policies which demanded the highest documentation standard during the 2019-2020 rebuild cycle.
From a general-construction standpoint, Florence reset Figure Eight Island's build standard. Code, materials, and inspection cycle all shifted in the 2018-2020 window, and Pro GC's general construction scope on Figure Eight Island addresses today still tracks against the post-Florence build requirements: pile-elevation specs, impact-rated openings, wind-zone-rated roofing, and the local-jurisdiction permit sequence that emerged in the rebuild cycle.
Hurricane Florence — September 14, 2018. Florence's eye crossed the southern New Hanover County coast on September 14 at 7:15 a.m., putting Figure Eight Island inside the northern eyewall for hours of sustained wind and surge. In Figure Eight Island, post-storm aerial surveys of Figure Eight Island documented damage across the bridge-only private island; eastern New Hanover County more broadly recorded beach-erosion escarpments up to 10 feet high cut into the dune face at Carolina and Kure Beach. Bridge-only access cut figure eight off from emergency response and contractor mobilization for days after the storm. Florence's 30+ inches of rainfall in parts of eastern NC set a state single-storm rainfall record and meant that even oceanfront homes that survived surge had to manage extended interior water intrusion and the mold cycle that followed.
For Pro GC's general-construction scope, the named-storm history this town has absorbed is why the code-compliance and permit-of-record discipline matters. Pro GC operates under the FL CGC and partners with locally-licensed permit-of-record subcontractors where state licensure hasn't yet vested, so a project here doesn't stall waiting for inspections inside an unfamiliar jurisdiction.
StarNews Wilmington, WECT News, and the NHC tropical cyclone report on Florence documented the impact summarized above. Sources consulted include the StarNews Wilmington and WECT and federal/state post-storm assessments.
If you're reading this BEFORE a storm — not after — Pro GC publishes a complete preparation guide for Figure Eight Island: county evacuation zones, local shelters, hardware-store sources, supplies checklist, the moment-by-moment timeline, FEMA aid info, and what to do if your insurance carrier fights your claim. It's free, no signup, no affiliate links.
Yes. Pro GC & Restoration holds a Florida Certified General Contractor (CGC) license, current insurance (general liability + workers' comp), and all required local registrations for Lee and Collier counties. License and insurance verification is provided before any contract is signed.
Figure Eight Island cost reality: the dominant carrier mix here (Chubb Private Client leads) pays line items in Xactimate, not lump sums. Pro GC's general construction scope is broken into the unit-rate format the carrier already approves against. GC fees in SWFL are typically 10–20% of total project cost depending on scope complexity, with most insurance-reconstruction work falling in the 15–18% range. For renovations and new construction, the GC fee is built into the project quote. Pro GC discloses the structure transparently — no hidden markup.
Florida requires a licensed contractor for any work involving structural changes, electrical, plumbing, HVAC, roofing, or permitted modifications. You can DIY paint and minor cosmetic work. For everything else, a licensed GC pulls the permits, coordinates subs, manages inspections, and warranties the work.
Pro GC manages: design coordination, permit pulls, subcontractor scheduling (electrical, plumbing, HVAC, drywall, paint, flooring, roofing), inspections, materials procurement, project timeline, change orders, and warranty. You have one phone number for the entire project instead of coordinating 8–12 trades yourself.
Yes — this is one of Pro GC's most common project types. We bill insurance carriers directly using Xactimate, document scope for the adjuster, handle scope-vs.-coverage negotiation, pull permits, and complete the full rebuild. ALE displacement coverage is documented as part of the file.
Bathroom renovation: 3–6 weeks. Kitchen renovation: 6–12 weeks. Whole-home renovation: 3–9 months. Post-hurricane full rebuild: 6–14 months depending on scope and permit timeline. Pro GC provides a written schedule with milestone dates and weekly progress updates.
For Figure Eight Island jobs, mitigation is the first 3-7 days (extraction, drying, containment); restoration is the rebuild that follows. Pro GC carries the project through both under one carrier billing arc, which is the format Chubb Private Client prefers. A general contractor (GC) manages the overall project — permitting, scheduling, coordination, quality, warranty. Subcontractors (electricians, plumbers, drywallers) are specialty trades the GC hires and supervises. You contract with the GC; the GC contracts with the subs. This protects you from coordination headaches and trade-vs-trade disputes.
Yes — Pro GC pulls all required building, electrical, plumbing, mechanical, and roofing permits for your project as part of the project scope. We coordinate with Lee County, Collier County, City of Cape Coral, and municipal building departments. You shouldn't have to interact with permitting offices.
Pro GC is licensed in Florida (Certified General Contractor). For NC projects $30,000+, Pro GC engages locally licensed NC GC subcontractors as permit-of-record through the NCLBGC and deploys our FL crew for scope execution.
Pro GC's SW Florida base has handled Cat 4 catastrophic-loss events and ultra-premium carrier documentation across Captiva, Sanibel, Jupiter Island, and Naples Port Royal. Figure Eight Island's ~$6M+ median home value, private guarded-bridge access, and Chubb Private Client + AIG Private Client dominant carrier mix all match scenarios Pro GC handles daily in SW Florida.
Yes — Pro GC bills Chubb Private Client (heavy F8 concentration), AIG Private Client Group, Cincinnati Financial Private, PURE Insurance, NC Farm Bureau, and NC Joint Underwriting Association Beach Plan directly via Xactimate. Documentation meets ultra-premium private-client carrier standards.
Pro GC mobilizes deployed crews for major-loss insurance restoration of $25,000+ project scope, with private-bridge access logistics documented in the quote. Free assessment for any storm damage; smaller scope referred to vetted local Wilmington-area GCs.
Figure Eight is accessible only via a guarded private swing-bridge (the only private bridge over the Intracoastal Waterway in the American Southeast). Pro GC's project planning includes bridge-pass coordination through the homeowner / property manager, material staging schedule, and crew commute logistics. We've worked Bald Head Island ferry logistics and Captiva / Sanibel barrier-island access and adapt to F8's bridge constraints.
F8 took Florence (2018) impact during Wrightsville Beach's Cat 1 landfall, Isaias (2020), Dorian (2019), Matthew (2016). Many rebuilds from these events are in supplement-claim phase. Pro GC's deployed-crew experience covers comparable storm-loss scope across SW Florida barrier islands.
80%+ of Figure Eight Island residences are second-home or seasonal. Pro GC documents work with owner-portal photo updates, coordinates with property managers and family offices, and provides absentee-owner-friendly approval workflows — the same standard we apply for our SW Florida second-home market.
28720 S Diesel Dr Unit 7
Bonita Springs, FL 34135
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