Our Work
Recent hurricane & storm damage projects.
When a named storm hits SWFL, the first 72 hours are board-up, tarp, and water mitigation. The next 6 months are insurance documentation, mold prevention, and rebuild. We handle all of it — Ian-tested, IICRC certified, two SWFL offices for fast dispatch.
Hurricane work is a sequence: secure, mitigate, dry, document, remediate, rebuild. Skip a step and your insurance claim suffers or mold takes over. We run the full sequence and document every step the way adjusters want it.
Captiva took the direct eyewall of Hurricane Ian. Many homes were total losses; others are still in extended rebuild status three years later. Our Captiva crew specializes in long-cycle post-storm reconstruction where initial mitigation was incomplete or insurance claims were partial.
Our Captiva crew works across the full city — from South Seas Island Resort, Captiva Beach, Andy Rosse Lane, Bowman's Beach (Sanibel side), Tween Waters Inn — and we're familiar with how hurricane / storm damage scope changes between Captiva Village and South Seas Plantation.
Captiva disaster history: Hurricane Ian (2022 — catastrophic), Hurricane Charley (2004), Hurricane Irma (2017). We were on the ground in this city for each event and know the local permitting + insurance landscape.
Captiva took the right-front quadrant of Hurricane Ian on September 28, 2022 — 150 mph sustained, 12-15 ft of surge that crossed the island gulf-to-bay in minutes. Charley hit similar ground in 2004, Irma in 2017. Every storm response on this island starts with the same constraint: the Sanibel Causeway is the only road in. When the causeway is closed, no material trucks, no rolloffs, no replacement equipment. The first 72 hours on Captiva are decided by what's already pre-staged before the storm makes landfall.
We pre-stage 6-mil reinforced tarps, 5/8-inch CDX board-up panels, generators, fuel, and shrink-wrap at the Captiva Island Fire District perimeter and at our mainland Fort Myers yard before any named storm enters the Gulf. When the wind drops to safe-work threshold and Lee County reopens the causeway, dispatch runs by structural-risk severity — a peeled roof in Captiva Village gets covered before a broken window in South Seas Plantation, period. Drone documentation of pre-existing roof condition happens before any tarp goes on. That photo set goes into the Citizens and NFIP files within 48 hours.
Surge intrusion on a Captiva V-zone home that took water through the breakaway lower enclosure is mechanically different from a slab-on-grade flood. The conditioned envelope above stays mostly dry; the under-house framing, mechanicals, and any storage area down low absorb the full surge load. We cut breakaway-zone drywall to 24 inches above the documented high-water line, marked on every stud bay with the date and adjuster initials. Saturated insulation comes out within 24 hours. Pier connections get inspected for displacement — Ian moved several Captiva homes off-axis by 1-2 inches without visibly looking damaged at the deck level.
Most Captiva homeowners are non-residents — second-home owners who fly in for a long weekend to find their place under tarp. FEMA Individual Assistance has stricter documentation requirements for non-primary residences, NFIP wants Proof of Loss inside 60 days, and Citizens HO-3 claims need the wind-versus-water split documented separately. We produce a single damage assessment package — geotagged photos, room-by-room moisture logs, a depth-of-flood survey tied to the Captiva FEMA Flood Insurance Rate Map (mostly V-zone, with AE pockets), and an Xactimate scope — that satisfies all three filings without rework.
The crew that ran Captiva through Ian still runs Captiva. We know which Wulfert Road properties drained through the mangroves and which sat under water for 72 hours, which Andy Rosse cottages have FEMA elevation certificates already on file, and which Citizens adjusters work the Captiva territory. When the next storm forms in the Gulf, our dispatch from the Fort Myers yard is rolling before the cone narrows on Captiva. That is the only response posture that protects an island homeowner.
First 48 hours: roof tarp, window board-up, debris removal, water mitigation start. Property secured against rain and intrusion.
Structural drying, moisture mapping, daily photo logs, equipment counts, content inventory. Everything an insurance adjuster needs.
Roof, drywall, paint, stucco, flooring, fixtures. Hurricane-code compliant rebuilds. Same crew that mitigated does the rebuild.
For Captiva homeowners, the answer depends on the specific scope — call us at (239) 920-7972 for a same-day estimate. Our Captiva hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Captiva homeowners, the answer depends on the specific scope — call us at (239) 920-7972 for a same-day estimate. Our Captiva hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Captiva homeowners, the answer depends on the specific scope — call us at (239) 920-7972 for a same-day estimate. Our Captiva hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Captiva homeowners, the answer depends on the specific scope — call us at (239) 920-7972 for a same-day estimate. Our Captiva hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
For Captiva homeowners, the answer depends on the specific scope — call us at (239) 920-7972 for a same-day estimate. Our Captiva hurricane / storm damage crew handles this routinely; we can give you a clear quote after a 15-minute walkthrough.
Our Captiva hurricane / storm damage crew dispatches across the full city — from Captiva Village, South Seas Plantation, Sunset Captiva, Twin Palms, Captiva Beach, Plantation Estates, covering ZIP codes 33924. Storm damage scope varies street by street in Captiva — our local crew knows which neighborhoods need which response first.
Captiva insurance carriers we work with: Citizens Coastal Account, high-value home carriers, NFIP. We bill direct on most claims and document to adjuster standards from the first call.
Same crew, same standards — we cover the surrounding cities too:
Recent storm history: Hurricane Ian (2022 — catastrophic), Hurricane Milton (2024), Hurricane Helene (2024), Hurricane Charley (2004), Hurricane Irma (2017)
Why 2026 matters: 2024 brought Helene + Milton in 5 weeks, dropping fresh damage onto homes still finishing Ian-era supplements. NOAA's 2026 outlook (released March 2026) keeps the Atlantic basin in above-normal territory. Hurricane Ian (2022) catastrophic island devastation, Hurricane Milton (Oct 2024) additional damage during ongoing Ian rebuild, Hurricane Helene (Sept 2024) tropical-storm-force impact; chronic barrier-island salt + humidity
Pro GC's 2026 pre-storm protocol for Captiva: pre-positioned equipment in Lee County staging 48 hours before forecasted landfall, crew rotation locked in for first 72 hours post-clearance, supplemental claim documentation for any remaining Ian + Milton + Helene scope that hasn't closed.
📞 Get on the priority list — (239) 989-2430The Sanibel-Captiva Causeway is the only vehicle route, and after Ian in 2022 it was closed to non-residents for weeks while sections were rebuilt. Our protocol pre-stages tarps, plywood, generators, and dehumidifiers on the mainland before landfall, and we maintain Lee County contractor credentials that qualify under the post-storm re-entry tiering. When the causeway is restricted, we coordinate barge delivery from Punta Rassa or Pine Island for heavy materials and use smaller boats for crews to Captiva Village and South Seas Plantation docks. Absentee owners receive daily photo updates because most can't get to the island themselves.
Absentee-owner workflow is the default on Captiva, where a majority of homes are seasonal. Pre-storm, we install panel shutters or deploy existing accordion/roll-down systems, secure outdoor furniture and lanai screens, shut off main water and gas, and photograph the closed-up state. Post-storm, with your written authorization on file (a limited POA helps with insurance interactions), we perform a documented entry inspection within 24-48 hours of causeway re-opening, board up breached openings, tarp roofs to ARA standards, and start emergency mitigation. You get a same-day photo report and a written scope before any non-emergency work begins.
Barrier-island board-up has to survive secondary wind events that often follow the main storm, so we use 3/4-inch CDX plywood (not 1/2-inch) anchored with 1/4-inch tapcons or through-bolts into pre-installed anchors, not screws into stucco. Roof tarps are reinforced 20-mil minimum, battened with 1x4 strapping screwed through the tarp into the deck, with sealed laps oriented downslope. On Gulf-facing exposures along Captiva Drive we add a second layer where wind-driven rain is likely. Tarps are a 30-90 day solution at best on Captiva — UV and salt degrade them faster than on the mainland.
V-zone (Velocity zone) means FEMA classifies the parcel as subject to wave action during the base flood event, which on Captiva applies to most Gulf-facing and many bayside lots. Rebuilds must place the lowest horizontal structural member above Base Flood Elevation (often BFE+1 freeboard per Lee County), use break-away walls below, and pass a V-zone certification stamped by a Florida PE. Enclosed space below BFE is limited to parking, storage, and access. If repair cost exceeds 50% of the structure's pre-damage market value — the FEMA 50% rule — the entire structure must come into current compliance, which usually means elevating.
Lee County Building Department, which has jurisdiction over Captiva, evaluates the 50% rule cumulatively over a rolling period (typically five years on substantial improvement/damage tracking) and uses the structure's depreciated market value — not assessed value or replacement cost — as the denominator. For damaged Captiva homes, you submit a contractor's itemized repair estimate; if it exceeds 50%, the permit is held until you commit to bringing the entire structure into floodplain compliance. Substantial-damage determinations after Ian were aggressive on Captiva, and many owners are still resolving them. We build estimates with that scrutiny in mind.
Pro GC's 2026 protocol for Captiva: pre-storm equipment staging in Lee County 48 hours before high-confidence landfall, dedicated crew rotation reserved for the first 72 hours post-clearance, and supplemental claim documentation for any Ian, Milton, or Helene scope still open. Existing Captiva clients and active project sites get first-response notification.
Yes — Captiva has active supplemental scope from all three named events. Carriers including Citizens Coastal Account, Tower Hill, Chubb Private Client, and AIG Private Client are still accepting Ian-era supplements where new damage emerged (re-discovered moisture, secondary mold, settling-related stucco cracks). Pro GC's documentation includes original Ian scope dates referenced for proper claim sequencing.
Document your home's current condition with date-stamped exterior photos (every elevation), interior room-by-room photos, and a written inventory of recent improvements. Confirm your wind/hail deductible percentage, your named-storm vs hurricane deductible language, and whether you carry NFIP flood coverage. Pro GC offers free 2026 pre-season home assessments for Captiva clients — call (239) 989-2430.
Free estimate. No pressure. Insurance billing handled. Call our Cape Coral line and we'll have a project manager in Captiva fast.
28720 S Diesel Dr Unit 7
Bonita Springs, FL 34135
Open 24/7 · Emergency Dispatch