Captiva Restoration
& General Contractor

On Captiva we deliver water damage extraction and structural drying, mold remediation and independent testing, fire and smoke restoration, hurricane and storm response, exterior painting built for V-zone salt exposure, stucco and lath repair, and full general construction for rebuilds — including the kind of ground-up work that South Seas Plantation, Andy Rosse Lane, and Captiva Village have needed since Hurricane Ian. Barrier-island work on Captiva is different from mainland Lee County: every material choice has to account for chronic salt, wind-driven rain, FEMA V-zone elevation requirements, and the logistics of staging trucks across the Sanibel-Captiva Causeway.

Captiva sits at the end of the Sanibel-Captiva Causeway, so realistic dispatch from our Bonita Springs HQ is 75–90 minutes in normal traffic and longer in season. We pre-stage drying equipment on Sanibel and Captiva during named-storm threats so first response doesn't depend on a causeway crossing. For active losses on Andy Rosse Lane, in South Seas Plantation, or in Captiva Village, call (239) 989-2430 — we'll quote a realistic ETA at intake rather than promise the impossible. Post-hurricane, causeway access dictates everything; we coordinate with Lee County re-entry passes for licensed contractors.

All of Captiva — South Seas Plantation, Captiva Village around Andy Rosse Lane and Chapin, the Gulf-front cottages, bayside docks, and the Roosevelt Channel side. Most of Captiva is FEMA V-zone or coastal AE, which changes both the restoration approach and the rebuild substantiation. We've worked across the island since well before Ian and resumed crews here as soon as the causeway reopened. We also handle condo claims in resort-association buildings on Captiva where HOA reserves and individual unit-owner policies have to be reconciled before either scope can proceed.

Captiva's barrier-island risk profile pushes most homeowners into Citizens Property Insurance for wind and NFIP for flood, with a high-end slice carried by Chubb, AIG Private Client, and PURE on Gulf-front estates. Almost every Captiva parcel sits in FEMA V-zone or coastal AE, so wind and flood scopes are written separately with photo-documented elevation data, breakaway-wall details where applicable, and chloride testing on framing exposed to surge. We document to the standard the surplus and premium carriers expect: itemized Xactimate, daily moisture logs, IICRC protocol citations, and IEP clearance for mold.

Captiva took catastrophic V-zone damage in Ian — entire Gulf-front structures lost first floors, the causeway was severed, and South Seas Plantation went through a multi-year recovery. We're still active on Captiva: long-tail supplementals, second-phase rebuilds, and rebuild-to-code projects that have to meet current V-zone elevation, breakaway-wall, and wind-load requirements. Our Captiva approach pairs chloride testing and salt neutralization on any retained framing with full Xactimate documentation for carriers and FEMA Substantial Damage analysis where the 50% rule is in play. We coordinate with island engineers and surveyors already on file.

V-zone experience and the willingness to work past the causeway. A lot of mainland restoration vendors decline Captiva calls because the logistics are brutal — staging, permits, lift gates, and causeway closures during storms. We've worked Captiva from South Seas to Andy Rosse Lane since before Ian, we understand FEMA V-zone substantiation and the 50% Substantial Damage rule, and we self-perform reconstruction under our Florida contractor license. That matters on a barrier island where homeowners shouldn't be coordinating five separate trades from the mainland while a temporary roof is the only thing between their cottage and the next squall.